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Annuities

An annuity is a series of payments made at equal intervals. Examples of annuities are regular deposits to a savings account, monthly home mortgage payments, monthly insurance payments, and pension payments. The frequency of payment dates can classify annuities.

Final Expense

Final expense insurance is whole life insurance designed to cover medical bills and funeral expenses when you pass. A final expense policy is also known as burial or funeral insurance and is popular with seniors.

Mortgage Protection

Mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that would be just sufficient to repay the outstanding mortgage.

Term Life

The term accidental death benefit refers to a payment due to the beneficiary of an accidental death insurance policy, which is often a clause or rider connected to a life insurance policy. The accidental death benefit is usually paid in addition to the standard benefit payable if the insured died of natural causes.

Term Life 100% Cash Back of Premium

 

Term life 50% Cash Back of Premium

Accidental death and dismemberment (AD&D) insurance is usually added as a rider to a life insurance policy.
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period, the relevant term. 50% of the premiums paid in full will be reimbursed if you outlive your term.

Term Life with Accidental Death Benefit

The term accidental death benefit refers to a payment due to the beneficiary of an accidental death insurance policy, which is often a clause or rider connected to a life insurance policy. The accidental death benefit is usually paid in addition to the standard benefit payable if the insured died of natural causes.

Universal Life

Universal life insurance is a type of permanent life insurance. With a universal life policy, the insured person is covered for the duration of their life as long as they pay premiums and fulfill any other requirements of their policy to maintain coverage.

Whole Life

Whole life insurance, or whole of life assurance, sometimes called “straight life” or “ordinary life,” is a life insurance policy guaranteed to remain in force for the insured’s entire lifetime, provided required premiums are paid or to the maturity date.

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Email:Tanu.C@yahschosen.info